This is clear after the government has established the new interest rate.
"For the average borrower, this means approximately 70 kronor extra per month", writes Minister of Education Johan Pehrson (L) on X.
The CSN interest rate is calculated based on the three most recent years' borrowing costs and not just a single year. This means that the interest rate increases slightly, unlike, for example, the interest rate on so-called ISK accounts, which will decrease next year.
This was introduced in the 90s as a protection for borrowers so that the interest rate does not "get out of hand" considering that costs in society are rising, roughly like during the period we have just left behind, said Patric Peippo, investigator at CSN's legal department in an interview with TT earlier this week.
At its core, it's a security measure, but the downside is that the decrease becomes slightly delayed.
The established interest rate is now also in line with CSN's forecast of 1.97 percent ahead of today's announcement.
