So here's what some actors think:
The Construction Companies.
"When the amortization requirements were introduced, they resulted in almost 8,000 fewer homes being built annually. Housing construction is expected to increase slightly next year, but still, only half as many homes will be started as three years ago. Now it remains to be seen if the Financial Supervisory Authority will take the proposals on board - for both homebuyers and the construction sector, it wouldn't be a day too soon", writes Anna Broman, economic policy expert at The Construction Companies.
The Wood and Furniture Companies.
"For young homebuyers without wealthy parents, the committee's proposal to raise the mortgage ceiling is welcome. The proposal means that in practice, the cash contribution for a home costing 3 million kronor can be reduced from 450,000 to 300,000 kronor", writes Simon Imner, economic policy expert.
The Stockholm Chamber of Commerce.
"The proposals provide better conditions for, above all, young households to enter the housing market without undermining financial stability. However, more measures will be required to create a functioning housing market, for example, on the rental market", writes Daniella Waldfogel, CEO of the Stockholm Chamber of Commerce.
Nordnet.
"It's a wise decision to ease the amortization requirement, but still keep it. The requirement has led to an amortization culture among households that is good. However, amortization also means that a large part of households' money becomes locked in the home. A eased requirement can, for example, mean that individuals can instead increase their security buffer, and thus increase their financial resilience", writes Nordnet's savings economist Frida Bratt.
