Handelsbanken, one of the largest lenders on the Swedish mortgage market, is the next actor to raise its mortgage rates on loans with longer binding periods.
For loans with a three-year binding period, Handelsbanken is raising the rate by 0.10 percentage points to a list rate of 3.59 percent, while the increase is 0.15 percentage points to 3.74 percent for loans with a five-year binding period. For eight and ten years, the increase is 0.20 percentage points to list rates of 3.84 and 3.94 percent, respectively.
Previously, Danske Bank, SBAB, and Länsförsäkringar have announced similar rate hikes.
The list rates are normally clearly above the average rate that the bank takes in its loan agreements with mortgage customers.
