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Why Lower Interest Rates Are Not Boosting Housing Prices

More interest rate cuts from the Central Bank and an inflation still under control make the autumn look promising on the housing market. But no larger price increases are to be expected – at least not this year.

Why Lower Interest Rates Are Not Boosting Housing Prices

The Major Bank: The Central Bank May Cut Further

The Swedish Central Bank has opened up for three interest rate cuts during the autumn. But with falling inflation and rising unemployment, one can afford more cuts, according to SBAB.

The Major Bank: The Central Bank May Cut Further

This is how the stock market anxiety can affect the housing market

The ongoing unrest on the world's stock exchanges is not expected to directly affect the prices on the housing market. But if the unrest becomes prolonged, it may be different.

This is how the stock market anxiety can affect the housing market

Housing prices fell – one detail surprises

The housing prices fell by 1. 1 percent in July.

Housing prices fell – one detail surprises

SBAB lowers mortgage rates – more may follow

State-owned SBAB lowers interest rates again. Among other things, the three-month rate is lowered by 0,15 percentage points to a list rate of 4,62 percent.

SBAB lowers mortgage rates – more may follow

SEB: Not Certain Mortgage Rates Will Follow All the Way

Just like SBAB, major bank SEB sees more and more customers choosing variable interest rates. A sign that fixed interest rates are too expensive? The bank CEO doesn't think so: Expectations of interest rate cuts make variable interest rates more attractive, says CEO Johan Torgeby.

SEB: Not Certain Mortgage Rates Will Follow All the Way

SBAB: Everyone chooses variable interest rate

Almost all of SBAB's new mortgage customers chose variable interest rates in June. It is better for everyone to choose variable interest rates, says Christina Sahlberg, savings economist at the comparison site Compricer.

SBAB: Everyone chooses variable interest rate

The figure that can boost the housing market

The deals on the housing market are expected to increase when inflation falls and interest rates are pressed down. Buyers may want to take advantage before prices rise.

The figure that can boost the housing market

Largest Mortgage Bank Worst at Lowering Interest Rates

Swedbank is the worst in class when it comes to lowering mortgage rates when the average interest rates of the five largest mortgage banks are compared this year. Despite the Swedish Central Bank's lowering of the repo rate by 0.

Largest Mortgage Bank Worst at Lowering Interest Rates

SBAB lowers fixed mortgage interest rates

The state-owned mortgage bank SBAB is lowering the interest rate on loans with binding periods of 1-5 years by 0. 05-0.

SBAB lowers fixed mortgage interest rates

Housing prices are rising "significantly more than normal"

For the sixth consecutive month, housing prices as a whole are rising. Adjusted for seasonal effects, increases are seen in both the apartment and villa markets.

Housing prices are rising "significantly more than normal"

So you should think about your mortgage

The Swedish Central Bank is opening up for three further interest rate cuts this year. Something that will make a difference in the wallet, according to savings economist Shoka Åhrman.

So you should think about your mortgage

Major Bank: Mistake Not to Cut Interest Rate Now

It will not be an interest rate cut on Thursday, according to some of the country's gathered experts. But Mattias Persson, chief economist at Swedbank, believes it will be seen as a mistake in hindsight.

Major Bank: Mistake Not to Cut Interest Rate Now

Taylor Swift effect on inflation - "a setback"

Inflation is falling, but less than expected. This can be partly explained by rising hotel costs – to some extent a Taylor Swift effect, according to assessors.

Taylor Swift effect on inflation - "a setback"

So, what happened to the banks' mortgage rates?

The Riksbank's lowering of the interest rate on 8 May led the banks to adjust their variable mortgage rates. Danske Bank had the lowest average rate in May, reports [Dagens industri](https://www.

So, what happened to the banks' mortgage rates?

House prices rise less than expected - "shaky"

Home prices continue to rise for the fifth month in a row, but much less than expected. It's a slightly shaky increase, says Robert Boije, chief economist at SBAB.

House prices rise less than expected - "shaky"