SBAB bank

Swedbank lowers mortgage rates, including three-month fixed-rate loans

Swedish State Mortgage Bank SBAB lowers mortgage interest rates

The Swedish State Mortgage Bank, SBAB, is lowering interest rates on variable mortgages - with a three-month fixed term - by 0.05 percentage points.

SBAB expects policy rate to remain unchanged in 2026

If the Strait of Hormuz opens in the near future, it is highly likely that the Swedish Central Bank will leave the policy rate unchanged in 2026, the state-owned SBAB says in the latest edition of Boräntenytt.

Abolished amortization requirement has not affected housing prices

New mortgage regulations have not had any visible impact on housing prices.

Profit boost for SBAB - low credit growth

Profits rose at state-owned mortgage bank SBAB in the first quarter. Lower costs and reduced fees had a positive impact.

Bank economists do not expect interest rate hikes this year

Heavily leveraged households, tenant-owner associations and companies can still hope that the key interest rate will be left unchanged this year. That is the view of both the state mortgage bank SBAB and SEB, the major bank in the Wallenberg sphere. However, pricing in the fixed-income market points to an interest rate increase.

Breaking the trend for mortgages - more people are fixing interest rates

More Swedes are choosing to fix their mortgage interest rates in the wake of the war in Iran. A clear trend shift is visible among SBAB's customers. The proportion choosing to fix their interest rates reached a record high in March, says Linda Hasselvik, the state mortgage bank's private and housing economist.

Prepared for reduced mortgage rates - make demands on the bank

Mortgage lenders' borrowing costs are clearly falling after the ceasefire agreement between Iran and the US. Now the question is whether the banks will lower their mortgage rates. We can always expect that banks are trying to make as much profit as possible. Therefore, it is important that you, as a customer, make demands of your bank, says Moa Langemark, a consumer protection economist at the Swedish Financial Supervisory Authority.