Large parts of FI's preliminary assessment, which was sent to Klarna in early July, are confidential, but in the public parts, it appears that the criticism covers at least six different provisions in the Money Laundering Act. FI writes that Klarna "does not meet the requirements" in certain respects and that the company has "exceeded them" in other areas.
"The general risk assessment lacks assessments of how Klarna's products can be used for money laundering or financing of terrorism," FI writes according to DI.
"The Financial Supervisory Authority will now investigate whether there are grounds to take action against Klarna and in what way the authority should take action," FI continues.
DI reports that Klarna, which may be ready for listing on the stock exchange in 2025, responded to the criticism in a written response to FI in early August.
"Klarna acknowledges certain deficiencies identified by the Financial Supervisory Authority," the company writes and continues:
"All of these deficiencies have now been addressed."
Otherwise, Klarna does not agree with FI.
"In contrast to what the Financial Supervisory Authority claims, Klarna's general risk assessment contains adequate assessments of how Klarna's products can be used for money laundering or financing of terrorism," Klarna writes, among other things.
