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Moa Langemark

Sweden's FI Pushes for Clearer Mortgage Rate Discount Notices

The Financial Supervisory Authority (FI) wants to make it mandatory for banks to inform customers when the interest rate discount on mortgages expires. The fact that the discount can expire without the mortgage companies informing about it creates, according to FI, an advantage for the companies.

Sweden's FI Pushes for Clearer Mortgage Rate Discount Notices

Swedes Struggle to Build Savings Buffers in Uncertain Economy

In economically uncertain times, it is important for households to have a buffer. But many Swedes have little or no buffer savings, shows new report.

Swedes Struggle to Build Savings Buffers in Uncertain Economy

Beware of Companies Pushing Securities

Be cautious of people who claim to call, or otherwise contact you, from Handelstorget or Skandova and want to offer you deals in securities. The companies do not have permits to conduct securities business and according to the Financial Supervisory Authority (FI), the companies do not exist.

Beware of Companies Pushing Securities

Think about this when negotiating a mortgage loan

The banks earned more on mortgages during the fourth quarter last year than during the same period in 2023. It's an opportunity for consumers to put pressure on the bank, according to the Financial Supervisory Authority.

Think about this when negotiating a mortgage loan

The FI's appeal: Negotiate the mortgage rate

Now is the time to negotiate with the bank if you are not satisfied with your mortgage rate. The encouragement comes from the Financial Supervisory Authority (FI) after the banks' gross margin for floating-rate mortgages has increased further.

The FI's appeal: Negotiate the mortgage rate

FI warns of crypto scammers

More and more Swedes are choosing to invest in crypto. The Financial Supervisory Authority (FI) is, however, urging consumers to be vigilant about companies that promise quick money through simple investments.

FI warns of crypto scammers

After Trump's victory: Small investors bet on crypto

The surge in bitcoin has led more Swedes to invest in crypto in the last month. This despite warnings from the Financial Supervisory Authority.

After Trump's victory: Small investors bet on crypto

Banks are making more and more money on your mortgage

The banks are making increasingly larger profits on households' mortgages, show new figures. The margins continued upwards during the third quarter of the year.

Banks are making more and more money on your mortgage

So much cash you must have at home in case of crisis

Soon, all households will receive the new brochure "If crisis or war comes" where all Swedes are urged to be able to manage without help from society for at least a week. This also applies economically, says Moa Langemark at the Financial Supervisory Authority.

So much cash you must have at home in case of crisis

Banks' profits on mortgages increase

Bankers' profits on the mortgage loan increase, according to new statistics. At the same time, figures show that the floating interest rate was higher in July than in June, despite the Swedish Central Bank's rate cut.

Banks' profits on mortgages increase

Many borrow for the vacation – these are the risks

It's easy for expenses to spiral out of control during the summer holiday. Some people risk getting into debt, warns the Financial Supervisory Authority.

Many borrow for the vacation – these are the risks