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        <title><![CDATA[Sweden Herald - Moa Langemark]]></title>
        <description><![CDATA[The latest Sweden Herald stories about Moa Langemark, in English.]]></description>
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            <title><![CDATA[Rising Insurance Costs? Review Your Coverage and Consider Switching, Expert Advises]]></title>
            <description><![CDATA[Premiums for the most common types of insurance have risen sharply in recent years. If you’re unhappy with your insurance, consider switching, an expert advises. Loyalty doesn’t pay, says Moa Langemark of the Swedish Financial Supervisory Authority (FI).]]></description>
            <link>https://swedenherald.com/article/rising-insurance-costs-review-your-coverage-and-consider-switching-expert-advises</link>
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            <category><![CDATA[Business News]]></category>
            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Sat, 24 Oct 2026 08:45:14 GMT</pubDate>
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            <title><![CDATA[Big differences in fund fees, review finds]]></title>
            <description><![CDATA[The median fees that savers pay in some of the most popular fund categories have fallen in recent years, according to a review by the Swedish Financial Supervisory Authority (FI).]]></description>
            <link>https://swedenherald.com/article/big-differences-in-fund-fees-review-finds</link>
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            <category><![CDATA[Business News]]></category>
            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Wed, 26 Aug 2026 08:54:52 GMT</pubDate>
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            <title><![CDATA[Warning: Small savers are being scammed with AI]]></title>
            <description><![CDATA[The AI wave is now spreading to fraudsters. The Swedish Financial Supervisory Authority (FI) warns of actors who are luring small savers with promises of quick profits linked to AI.]]></description>
            <link>https://swedenherald.com/article/warning-small-savers-are-being-scammed-with-ai</link>
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            <category><![CDATA[Technology]]></category>
            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Fri, 05 Jun 2026 04:00:43 GMT</pubDate>
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            <title><![CDATA[Why older people pay more than younger people for mutual funds]]></title>
            <description><![CDATA[Younger savers more often choose to invest in low-cost index funds, while older people tend to have more expensive holdings, according to the Swedish Financial Supervisory Authority (FI). In long-term savings, small fee differences can grow to hundreds of thousands of kronor, says consumer protection economist Moa Langemark.]]></description>
            <link>https://swedenherald.com/article/why-older-people-pay-more-than-younger-people-for-mutual-funds</link>
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            <category><![CDATA[Business News]]></category>
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            <pubDate>Fri, 01 May 2026 08:44:34 GMT</pubDate>
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            <title><![CDATA[FI: Don't borrow for the holidays - risk of an unpleasant aftertaste]]></title>
            <description><![CDATA[In July, Swedes take out the most unsecured loans. But borrowing for the holidays can be expensive, the Swedish Financial Supervisory Authority warns. "The risk is that you live beyond your means and are left with a rather unpleasant aftertaste from the summer when the loans have to be repaid," says the authority's consumer protection economist, Moa Langemark.]]></description>
            <link>https://swedenherald.com/article/fi-dont-borrow-for-the-holidays-risk-of-an-unpleasant-aftertaste</link>
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            <pubDate>Sat, 18 Apr 2026 05:51:08 GMT</pubDate>
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            <title><![CDATA[Prepared for reduced mortgage rates - make demands on the bank]]></title>
            <description><![CDATA[Mortgage lenders' borrowing costs are clearly falling after the ceasefire agreement between Iran and the US. Now the question is whether the banks will lower their mortgage rates. We can always expect that banks are trying to make as much profit as possible. Therefore, it is important that you, as a customer, make demands of your bank, says Moa Langemark, a consumer protection economist at the Swedish Financial Supervisory Authority.]]></description>
            <link>https://swedenherald.com/article/prepared-for-reduced-mortgage-rates-make-demands-on-the-bank</link>
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            <pubDate>Wed, 08 Apr 2026 15:19:32 GMT</pubDate>
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            <title><![CDATA[FI warns of AI fraudsters in wake of stock market turmoil]]></title>
            <description><![CDATA[They lure investors with promises of high profits and advice on stocks and cryptocurrencies. But behind the professional websites are scammers, says the Swedish Financial Supervisory Authority - which is now warning about 104 operators.]]></description>
            <link>https://swedenherald.com/article/fi-warns-of-ai-fraudsters-in-wake-of-stock-market-turmoil</link>
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            <category><![CDATA[Technology]]></category>
            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Fri, 27 Mar 2026 05:04:14 GMT</pubDate>
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            <title><![CDATA[More financial fraudsters are being exposed - doubling by 2025]]></title>
            <description><![CDATA[The number of financial fraud cases uncovered rose sharply last year, according to the Swedish Financial Supervisory Authority (FI). More fraudsters and new forms of fraud are behind the increase. FI has also prioritized the issue and sped up processing times.]]></description>
            <link>https://swedenherald.com/article/more-financial-fraudsters-are-being-exposed-doubling-by-2025</link>
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            <category><![CDATA[Business News]]></category>
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            <pubDate>Thu, 22 Jan 2026 08:02:37 GMT</pubDate>
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            <title><![CDATA[Warning for actors – fake loans and investments]]></title>
            <description><![CDATA[The Swedish Financial Supervisory Authority is adding 38 new names to its warning list. The actors lack a license to offer financial services in Sweden and in several cases offer fake loans and investments.]]></description>
            <link>https://swedenherald.com/article/warning-for-actors-fake-loans-and-investments</link>
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            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Fri, 28 Nov 2025 07:40:22 GMT</pubDate>
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            <title><![CDATA[FI warns of meme stocks: "Going downhill quickly"]]></title>
            <description><![CDATA[Recently, some so-called meme stocks have seen brutal falls. Now the Swedish Financial Supervisory Authority (FI) is warning about the risks of these stocks, which often attract young investors.]]></description>
            <link>https://swedenherald.com/article/fi-warns-of-meme-stocks-going-downhill-quickly</link>
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            <category><![CDATA[Business News]]></category>
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            <pubDate>Sun, 16 Nov 2025 16:44:52 GMT</pubDate>
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            <title><![CDATA[Banks unclear when mortgage discount will expire]]></title>
            <description><![CDATA[Banks are required to inform their customers at least one month before the interest rate discount on mortgages expires. However, Ekonomiekot reports that the banks are lacking in clarity.]]></description>
            <link>https://swedenherald.com/article/banks-unclear-when-mortgage-discount-will-expire</link>
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            <category><![CDATA[Business News]]></category>
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            <pubDate>Sat, 08 Nov 2025 13:05:19 GMT</pubDate>
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            <title><![CDATA[Still a large difference between mortgage rates]]></title>
            <description><![CDATA[There are still large differences between the average mortgage interest rates of different banks. For a loan of 2 million, there can be a difference of 4,500 kronor per year, according to a compilation by the Swedish Financial Supervisory Authority.]]></description>
            <link>https://swedenherald.com/article/still-a-large-difference-between-mortgage-rates</link>
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            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Thu, 06 Nov 2025 07:43:56 GMT</pubDate>
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            <title><![CDATA[Expensive funds will cost you thousands of dollars]]></title>
            <description><![CDATA[A fund saver can lose hundreds of thousands of kronor by choosing funds with high fees – funds that rarely provide better returns.]]></description>
            <link>https://swedenherald.com/article/expensive-funds-will-cost-you-thousands-of-dollars</link>
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            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Sat, 01 Nov 2025 11:17:05 GMT</pubDate>
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            <title><![CDATA[Financial Supervisory Authority Highlights Risks with Finfluencers]]></title>
            <description><![CDATA[The Financial Supervisory Authority (FI) is launching an initiative to inform both followers and individuals who provide financial advice in social media.]]></description>
            <link>https://swedenherald.com/article/financial-supervisory-authority-highlights-risks-with-finfluencers</link>
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            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Fri, 10 Oct 2025 07:45:29 GMT</pubDate>
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            <title><![CDATA[Financial Supervisory Authority Warns of Growing Scam List]]></title>
            <description><![CDATA[The scammers continue to wreak havoc on social media or via phone. The list of unscrupulous companies is growing steadily, warns the Financial Supervisory Authority (FI)]]></description>
            <link>https://swedenherald.com/article/financial-supervisory-authority-warns-of-growing-scam-list</link>
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            <pubDate>Fri, 03 Oct 2025 06:49:09 GMT</pubDate>
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            <title><![CDATA[Financial Supervisory Authority Adds 50 Scammers to Warning List]]></title>
            <link>https://swedenherald.com/article/financial-supervisory-authority-adds-50-scammers-to-warning-list</link>
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            <pubDate>Thu, 08 May 2025 06:26:57 GMT</pubDate>
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            <title><![CDATA[High Fund Fees Erode Savings with Little Benefit, Study Finds]]></title>
            <description><![CDATA[Hundreds of thousands of kronor can disappear in high fees in your savings funds. To little benefit. And many have no idea, according to a study from the Financial Supervisory Authority (FI).]]></description>
            <link>https://swedenherald.com/article/high-management-fees-in-savings-funds-offer-little-benefit-study-finds</link>
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            <pubDate>Tue, 06 May 2025 04:20:28 GMT</pubDate>
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            <title><![CDATA[Financial Watchdog Warns of Rising Risks in Advice and AI]]></title>
            <description><![CDATA[The financial market is full of pitfalls for consumers. The Financial Supervisory Authority (FI) is now presenting this year's report on where the risks are. Several of these risks are becoming greater in the situation we are in now, says Moa Langemark, consumer protection economist at the Financial Supervisory Authority.]]></description>
            <link>https://swedenherald.com/article/financial-watchdog-warns-of-rising-risks-in-advice-and-ai</link>
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            <category><![CDATA[Technology]]></category>
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            <pubDate>Wed, 23 Apr 2025 06:03:12 GMT</pubDate>
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            <title><![CDATA[Sweden's FI Pushes for Clearer Mortgage Rate Discount Notices]]></title>
            <link>https://swedenherald.com/article/swedens-fi-pushes-for-clearer-mortgage-rate-discount-notices</link>
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            <pubDate>Thu, 27 Mar 2025 07:16:21 GMT</pubDate>
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            <title><![CDATA[Swedes Struggle to Build Savings Buffers in Uncertain Economy]]></title>
            <description><![CDATA[In economically uncertain times, it is important for households to have a buffer. But many Swedes have little or no buffer savings, shows new report. It is the most important savings we have, says Moa Langemark, consumer protection economist at FI.]]></description>
            <link>https://swedenherald.com/article/swedes-struggle-to-build-savings-buffers-in-uncertain-economy</link>
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            <category><![CDATA[Business News]]></category>
            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Sun, 23 Mar 2025 06:09:18 GMT</pubDate>
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            <title><![CDATA[Beware of Companies Pushing Securities]]></title>
            <link>https://swedenherald.com/article/beware-of-companies-pushing-securities</link>
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            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Thu, 20 Feb 2025 07:43:26 GMT</pubDate>
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            <title><![CDATA[Think about this when negotiating a mortgage loan]]></title>
            <description><![CDATA[The banks earned more on mortgages during the fourth quarter last year than during the same period in 2023. It's an opportunity for consumers to put pressure on the bank, according to the Financial Supervisory Authority. The authority also wants the banks to be clearer about the interest rates their customers actually receive.]]></description>
            <link>https://swedenherald.com/article/think-about-this-when-negotiating-a-mortgage-loan</link>
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            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Wed, 12 Feb 2025 18:28:13 GMT</pubDate>
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            <title><![CDATA[The FI's appeal: Negotiate the mortgage rate]]></title>
            <description><![CDATA[Now is the time to negotiate with the bank if you are not satisfied with your mortgage rate. The encouragement comes from the Financial Supervisory Authority (FI) after the banks' gross margin for floating-rate mortgages has increased further.]]></description>
            <link>https://swedenherald.com/article/fis-appeal-negotiate-the-mortgage-rate</link>
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            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Wed, 12 Feb 2025 08:51:29 GMT</pubDate>
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            <title><![CDATA[FI warns of crypto scammers]]></title>
            <link>https://swedenherald.com/article/fi-warns-of-crypto-scammers</link>
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            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Mon, 09 Dec 2024 07:38:12 GMT</pubDate>
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            <title><![CDATA[After Trump's victory: Small investors bet on crypto]]></title>
            <description><![CDATA[The surge in bitcoin has led more Swedes to invest in crypto in the last month. This despite warnings from the Financial Supervisory Authority. We can see a clear increased interest since Donald Trump was elected, says Frida Bratt at Nordnet.]]></description>
            <link>https://swedenherald.com/article/after-trumps-victory-small-investors-bet-on-crypto</link>
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            <category><![CDATA[Business News]]></category>
            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Sat, 07 Dec 2024 06:36:35 GMT</pubDate>
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