A deal has been discussed with banks such as Nordea, Citigroup, and Société Générale, according to sources.
Klarna does not want to comment on the information. However, the payment service is announcing on Tuesday the news of a new agreement on deepened cooperation with the platform Stripe, which offers financial infrastructure to companies in 25 countries.
Divided payments
The cooperation with Stripe makes Klarna available to millions of new companies that can now offer Klarna's payment method, writes Klarna in a press release. Among well-known companies using Stripe's platforms are Spotify and Amazon.
"At its core, Klarna is a global network that connects 85 million active consumers with merchants. The more merchants we add, the more consumers we attract – and vice versa," says David Sykes, sales manager at Klarna.
Previously, Klarna has also initiated collaborations with other major players on the payment market, such as Adyen, Worldpay, Apple Pay, and Google Pay.
The loan portfolio in the USA that Klarna, according to Financial Times sources, wants to sell consists of interest-free credits to consumers who have divided their payment into four parts when using Klarna's payment tool.
Has applied for stock exchange listing
Klarna sold a similar loan portfolio to the fund Elliott Management in the UK last year, which created space for new credits of approximately 30 billion pounds.
There is no information in the newspaper about the size of the current portfolio in the USA, but according to Klarna's website, at least 90 percent of Klarna purchases in the USA consist of transactions where the payment is divided into four parts.
Klarna, with co-founder and CEO Sebastian Siemiatkowski, is betting big on expansion in the USA after the launch in the world's largest economy in 2019. The company has also applied for permission to list Klarna's shares on the New York stock exchange.
