This can apply to family constellations where one partner has a higher income and receives a higher pension. There is an opportunity to level out this difference, at least to some extent. The part that can be fully transferred to your partner is the premium pension (Premiepension), which is a part of the general pension. The premium pension is only 2.5% of the pensionable income, but since it can be invested, it's possible to get a higher return on this part (but also a worse one) than your overall pension.
Only married couples and registered partners are eligible
This option only applies to married couples or individuals in registered partnerships. This means that people in "sambo" relationships are not eligible for this opportunity.
When can the premium pension be transferred?
You can only choose to transfer the entire annual distributed premium pension (not a portion) from the current year and onwards. It's not possible to transfer previous premium pension to your partner. If the transfer is to take effect from the current year, you must register the transfer before April 1st.
When does the annual transfer end?
You can choose for the transfer to your partner to apply for one year or indefinitely. You can change this every year, and if you go your separate ways, the transfer will automatically stop.
Read more: Take an active decision on your premium pension
Although the premium pension may seem like a small part of the pension, it's the part that can have the highest return and become a much larger part of the pension. If you've already had a long period of good pensionable income, it may be time to think about your partner if they haven't had the same opportunity for pension.
