"The housing market is facing a clear thaw if households are to be believed," says SEB's private economist Américo Fernández in a press release.
The survey shows that more than one in two households now expect rising prices, and the proportion is three out of four among younger respondents.
“Household expectations are slightly ahead of actual housing prices and reflect this year's broad tax cuts and more generous mortgage rules in the spring,” says Fernández.
The proportion of households planning to lock in their mortgage rates fell to 6 percent, down from 7 percent in December and from the annual average of 11 percent in 2025.
The monthly House Price Indicator is based on approximately 1,000 online interviews, this time between December 27 and January 7, and was conducted by Demoskop on behalf of SEB.
