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Shoka Åhrman

Navigating Mortgage Decisions Amid Economic Uncertainty

After yet another message from the Central Bank about an unchanged interest rate, households are facing the dilemma of whether it's time to lock in interest rates on mortgages. According to savings economist Shoka Åhrman, there is no simple answer.

Navigating Mortgage Decisions Amid Economic Uncertainty

Saver Economist: Low Risks Lower Women's Pensions

Women could get hundreds of thousands of kronor more in pension – if they are willing to take more risk in their stock savings. Not taking risk is also a risk, says SPP's savings economist Shoka Åhrman.

Saver Economist: Low Risks Lower Women's Pensions

Stronger Krona Leaves Small Marks on the Wallet

The Swedish krona has strengthened significantly against both the euro and the dollar in February. But so far, it doesn't make much difference in household wallets and the question is whether the upswing will continue.

Stronger Krona Leaves Small Marks on the Wallet

How to get started with your savings

Next year, higher real wages and lower interest costs are expected to boost household economies. An opportunity to rebuild savings or increase existing ones.

How to get started with your savings

So much lower will the ISK tax be next year

The tax on ISK is lowered next year. For someone with a savings capital of, for example, 200,000 kronor, it's about 1,700 lower tax.

So much lower will the ISK tax be next year

The new ISK tax is decided

2025 brings several good news for the millions of Swedes who have money in an ISK account. In addition to tax-free savings up to 150,000 kronor, the tax rate is also expected to become lower.

The new ISK tax is decided

Investments in Households - "No Major Difference"

Lowered tax on work and pensions will entail a certain strengthening for Swedish households. But it's not about large sums, believes private economist Arturo Arques.

Investments in Households - "No Major Difference"