Many see their savings dwindle due to the shaky stock market, and Nordnet's savings economist Frida Bratt notes that the past week has been bad for all funds.
Right now, everything is taking a hit, she says.
Despite this, she believes that there are funds that have fared relatively well. These include Swedish real estate funds.
They have actually withstood this latest downturn.
The explanation lies in the expectation of lower interest rates, according to Frida Bratt.
Many predict that Donald Trump's tariffs will hit the economy, which in turn can cause lower interest rates. And the real estate sector likes lower interest rates since it is often heavily indebted.
Among the worst affected in the past week's turmoil on the stock market are American small-cap funds.
Generally, funds focused on technology have performed poorly over the past week. Many tech funds are focused on the US and often on smaller companies.
If you own funds in these companies, you should avoid acting in panic, Frida Bratt believes.
If you sell everything today, you risk missing out on an upswing when the market recovers.
When such a recovery will occur, and to what extent, she believes is difficult to know. Her primary advice to fund savers going forward is therefore to ensure good risk diversification.
It's common for Swedes to save in American funds since they have performed very well in recent years, but now you may need to rethink. Spread your money across different sectors and regions.
