Anyone employed under a collective agreement who is sick for more than two weeks receives sickness benefit from the Social Insurance Agency, which generally corresponds to 80 percent of their salary and can be supplemented by sick pay from the employer.
If someone is on sick leave for more than three months, in addition to sickness benefit they are entitled to compensation from contractual insurance, which for most people corresponds to almost 90 percent of their salary in the first year.
But only six out of ten employees covered by collective agreements who were on sick leave for more than three months received compensation from contractual insurance in 2023, according to the Swedish Social Insurance Agency, and the trend is downward.
The analysis shows that employees with higher salaries are more likely to receive compensation from contractual insurance than those with lower salaries.
