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        <title><![CDATA[Sweden Herald - Christina Sahlberg]]></title>
        <description><![CDATA[The latest Sweden Herald stories about Christina Sahlberg, in English.]]></description>
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        <ttl>60</ttl>
        <item>
            <title><![CDATA[What the crisis years have taught us about the economy, inflation and house prices]]></title>
            <description><![CDATA[Pandemic, inflation, war - and then Donald Trump. The crises have piled up in recent years, and the economy has been hit by one shock after another. But we have also actually learned from the crises.]]></description>
            <link>https://swedenherald.com/article/what-the-crisis-years-have-taught-us-about-the-economy-inflation-and-house-prices</link>
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            <category><![CDATA[Business News]]></category>
            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Sun, 26 Jul 2026 14:11:00 GMT</pubDate>
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            <title><![CDATA[Experts say skip child savings and prioritize your own financial buffer first]]></title>
            <description><![CDATA[Put yourself first when saving money. Make sure you build up a decent buffer, and then save for your children in your own name. That's what private economists advise.]]></description>
            <link>https://swedenherald.com/article/experts-say-skip-child-savings-and-prioritize-your-own-financial-buffer-first</link>
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            <category><![CDATA[Business News]]></category>
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            <pubDate>Sun, 12 Jul 2026 08:03:04 GMT</pubDate>
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            <title><![CDATA[Mortgage Rates Rise - Should Have Locked In Last Week]]></title>
            <description><![CDATA[Bank mortgage rates continue to rise. Now it may be too late to lock in the interest rate - unless you have trouble sleeping.]]></description>
            <link>https://swedenherald.com/article/mortgage-rates-rise-should-have-locked-in-last-week</link>
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            <category><![CDATA[Business News]]></category>
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            <pubDate>Mon, 30 Mar 2026 10:38:24 GMT</pubDate>
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        </item>
        <item>
            <title><![CDATA[To tie or not to tie your mortgage, this is how you should think]]></title>
            <description><![CDATA[To tie or not to tie your mortgage? The question is highly topical again after markets now expect an interest-rate increase in 2026.]]></description>
            <link>https://swedenherald.com/article/to-tie-or-not-to-tie-your-mortgage-this-is-how-you-should-think</link>
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            <category><![CDATA[Business News]]></category>
            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Sun, 15 Mar 2026 07:23:16 GMT</pubDate>
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            <title><![CDATA[Mortgage ceiling will soon be raised to benefit young people]]></title>
            <description><![CDATA[New rules should make it easier for young first-time buyers to borrow. They could also lead to more expensive housing. The net effect could be neutral, says Christina Sahlberg, private economist at Skandia.]]></description>
            <link>https://swedenherald.com/article/mortgage-ceiling-will-soon-be-raised-to-benefit-young-people</link>
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            <pubDate>Wed, 04 Mar 2026 05:01:52 GMT</pubDate>
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            <title><![CDATA[Building a balcony may be more difficult when loan ceiling is lowered]]></title>
            <description><![CDATA[Are you planning to borrow money to build a new balcony? If so, it might be urgent. After April 1, the loan limit on homes will be reduced for people who want to renovate. In addition, it will be more difficult to revalue the house.]]></description>
            <link>https://swedenherald.com/article/building-a-balcony-may-be-more-difficult-when-loan-ceiling-is-lowered</link>
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            <pubDate>Wed, 25 Feb 2026 05:01:25 GMT</pubDate>
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        <item>
            <title><![CDATA[Now may be the time to lock in your mortgage interest rate]]></title>
            <description><![CDATA[For those who want to lock in the interest rate, now may be a good time to take action. But history still suggests that it is flexible. My tip is always to choose an interest rate based on yourself, says Compricer's savings economist Christina Sahlberg.]]></description>
            <link>https://swedenherald.com/article/now-may-be-the-time-to-lock-in-your-mortgage-interest-rate</link>
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            <pubDate>Thu, 25 Dec 2025 09:17:55 GMT</pubDate>
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        <item>
            <title><![CDATA[Savings economist: Many borrowers are not in control of their mortgage interest rates]]></title>
            <description><![CDATA[Anyone who negotiates down their mortgage interest rate can save thousands of Swedish kronor a year. Here are the economists' tips for the new year. Demand a better interest rate, says Compricer's savings economist Christina Sahlberg.]]></description>
            <link>https://swedenherald.com/article/savings-economist-many-borrowers-are-not-in-control-of-their-mortgage-interest-rates</link>
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            <pubDate>Thu, 25 Dec 2025 07:25:57 GMT</pubDate>
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            <title><![CDATA[This is why banks are raising mortgage rates now]]></title>
            <description><![CDATA[The Riksbank left the key interest rate unchanged at 1.75 percent this week. Despite this, several banks have announced that they are raising the interest rate on certain mortgages. - The Riksbank's key interest rate is not the only thing that directly determines mortgage rates, says savings economist Christina Sahlberg.]]></description>
            <link>https://swedenherald.com/article/this-is-why-banks-are-raising-mortgage-rates-now</link>
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            <pubDate>Sat, 20 Dec 2025 06:11:39 GMT</pubDate>
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            <title><![CDATA[Interest rate shock awaits – here's how to avoid being hit]]></title>
            <description><![CDATA[Are you stuck with an unsecured loan? Then it may be time to act now. From the turn of the year, unsecured loans can mean a significant cost increase.]]></description>
            <link>https://swedenherald.com/article/interest-rate-shock-awaits-heres-how-to-avoid-being-hit</link>
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            <pubDate>Sat, 13 Dec 2025 07:00:23 GMT</pubDate>
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            <title><![CDATA[Criticism Grows as Swedish Banks Lag in Lowering Mortgage Rates]]></title>
            <description><![CDATA[That the major banks have not lowered the mortgage rates as much as the Central Bank upsets the politicians. The leader of the Social Democrats Magdalena Andersson describes it as "damn it".]]></description>
            <link>https://swedenherald.com/article/criticism-grows-as-swedish-banks-lag-in-lowering-mortgage-rates</link>
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            <pubDate>Mon, 29 Sep 2025 11:32:31 GMT</pubDate>
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            <title><![CDATA[Banks Criticized for Cautious Mortgage Rate Cuts]]></title>
            <description><![CDATA[Several major banks have lowered their mortgage rates – but not as much as the Swedish Central Bank's reduction. According to savings economist Christina Sahlberg, the banks have been unusually cautious. It's about enormous amounts of money, she says.]]></description>
            <link>https://swedenherald.com/article/svantesson-criticizes-banks-for-insufficient-mortgage-rate-cuts</link>
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            <pubDate>Thu, 25 Sep 2025 07:34:38 GMT</pubDate>
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            <title><![CDATA[Interest Rate Cut May Signal Time to Fix Mortgage Rates]]></title>
            <description><![CDATA[Bind or choose variable when it comes to the housing loan? That is the question many mortgage borrowers ask themselves after today's interest rate decision. The answer is not given, according to economist Christina Sahlberg.]]></description>
            <link>https://swedenherald.com/article/interest-rate-cut-complete-is-it-time-to-fix-your-mortgage</link>
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            <pubDate>Tue, 23 Sep 2025 10:10:28 GMT</pubDate>
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            <title><![CDATA[Wall Street Soars as Trump Pauses Tariffs, Tech Stocks Lead Gains]]></title>
            <description><![CDATA[The New York stock exchange's broad S&P 500 index rose 9.5 percent on Wednesday, the largest increase in a single day since 2008. The surge came after President Donald Trump's announcement to pause tariffs for all countries except China.]]></description>
            <link>https://swedenherald.com/article/us-stocks-edge-higher-as-trade-tensions-simmer</link>
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            <category><![CDATA[Technology]]></category>
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            <pubDate>Wed, 09 Apr 2025 13:47:53 GMT</pubDate>
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            <title><![CDATA[When to Sell in a Tumbling Stock Market: Expert Advice]]></title>
            <description><![CDATA[The stock market continues to plummet and small savers see their savings go up in smoke. Is it time to sell? I think it will be a really sweaty stock year, says economist Christina Sahlberg.]]></description>
            <link>https://swedenherald.com/article/when-to-sell-in-a-tumbling-stock-market-expert-advice</link>
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            <pubDate>Mon, 07 Apr 2025 09:01:16 GMT</pubDate>
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            <title><![CDATA[When to Sell: Expert Tips for Navigating the Stock Market Slump]]></title>
            <description><![CDATA[Small savers can look back on a sweaty stock market week with falls not seen since the pandemic. And it can get worse before it gets better. I think it will be a really sweaty stock market year, says savings economist Christina Sahlberg.]]></description>
            <link>https://swedenherald.com/article/expert-tips-for-navigating-the-stock-market-slump</link>
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            <pubDate>Sun, 06 Apr 2025 05:19:28 GMT</pubDate>
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            <title><![CDATA[Interest Rate Shock - Warning of More Expensive Mortgages]]></title>
            <description><![CDATA[Long market interest rates are surging upwards across Europe, including in Sweden. This is bad news for those who have thought of taking out a fixed-rate mortgage. If they continue to rise, we will see higher long-term borrowing rates, absolutely, says Christina Sahlberg, savings economist at the comparison site Compricer.]]></description>
            <link>https://swedenherald.com/article/interest-rate-shock-warning-of-more-expensive-mortgages</link>
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            <pubDate>Fri, 07 Mar 2025 04:30:29 GMT</pubDate>
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            <title><![CDATA[Bankers lower mortgage rates – this is how you should think now]]></title>
            <description><![CDATA[Several banks are now lowering their variable mortgage rates following the Swedish Central Bank's recent rate cut. So how should mortgage borrowers think? Look out for yourself, says Christina Sahlberg, savings economist at the comparison site Compricer.]]></description>
            <link>https://swedenherald.com/article/now-the-mortgage-rate-is-lowered</link>
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            <pubDate>Wed, 29 Jan 2025 08:43:41 GMT</pubDate>
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            <title><![CDATA[Fixed Mortgage Rates Pressed Upwards – "A Shift"]]></title>
            <description><![CDATA[The year has begun with a hard global upward pressure on long-term interest rates. USA tariffs and shaky public finances in Europe are causing concern. This is accelerating the shift – from cuts to hikes – on mortgages with longer binding periods, according to Christina Sahlberg, economist at the comparison site Compricer.]]></description>
            <link>https://swedenherald.com/article/fixed-bond-yields-are-being-pushed-upwards-a-shift</link>
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            <pubDate>Sat, 11 Jan 2025 06:37:55 GMT</pubDate>
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            <title><![CDATA[Then it may be time to lock in the mortgage interest rate]]></title>
            <description><![CDATA[By the summer, the costs of mortgages may have decreased significantly. But the uncertainty in the forecasts is great – something that not least the recent years' pandemic and war have shown.]]></description>
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            <pubDate>Sat, 04 Jan 2025 05:00:25 GMT</pubDate>
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            <title><![CDATA[New law can get more to bind mortgage interest: "Positive"]]></title>
            <description><![CDATA[A new bill is to make it cheaper to switch banks, even for those who have tied their mortgage. Christina Sahlberg, savings economist at Compricer, believes that the new law will have an immediate effect. More people will dare to tie their mortgages and it is positive for society, she says.]]></description>
            <link>https://swedenherald.com/article/new-law-can-get-more-to-bind-mortgage-interest-positive</link>
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            <pubDate>Sun, 08 Dec 2024 09:18:21 GMT</pubDate>
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            <title><![CDATA[Tax-free ISK may lure banks to raise savings rate]]></title>
            <description><![CDATA[The tax-free savings on ISK can give a shock to savers' money. Today, banks offer no or low interest on ISK, but that can change, believes an economist.]]></description>
            <link>https://swedenherald.com/article/taxfree-isk-may-lure-banks-to-raise-savings-rate</link>
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            <pubDate>Sun, 01 Dec 2024 06:05:57 GMT</pubDate>
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            <title><![CDATA[The Banks' New Grip in the Battle for Mortgage Customers]]></title>
            <description><![CDATA[When the Swedish Central Bank is expected to lower the interest rate this week, some banks have already gone ahead and adjusted their rates downwards – "a new grip" according to savings economist Christina Sahlberg at Compricer.]]></description>
            <link>https://swedenherald.com/article/the-banks-new-grip-in-the-battle-for-mortgage-customers</link>
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            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Tue, 05 Nov 2024 04:45:26 GMT</pubDate>
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            <title><![CDATA[The Banks are Doing "Everything to Earn a Little Extra"]]></title>
            <description><![CDATA[More banks are now lowering mortgage rates following the Swedish Central Bank's lowering of the repo rate. But the adjustments are modest. The banks will do everything to avoid lowering as much as the Swedish Central Bank in order to earn a little extra, says Christina Sahlberg, savings economist at the comparison site Compricer.]]></description>
            <link>https://swedenherald.com/article/more-banks-are-lowering-mortgage-rates</link>
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            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Wed, 21 Aug 2024 06:09:44 GMT</pubDate>
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            <title><![CDATA[Mortgage Loans Becoming Cheaper - "Cascade of Interest Rate Cuts"]]></title>
            <description><![CDATA[The last few days have seen several banks lower both variable and fixed mortgage rates. Further rate cuts are expected, believes Christina Sahlberg, savings economist at the comparison site Compricer.]]></description>
            <link>https://swedenherald.com/article/mortgage-loans-becoming-cheaper-cascade-of-interest-rate-cuts</link>
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            <dc:creator><![CDATA[Sweden Herald]]></dc:creator>
            <pubDate>Sat, 10 Aug 2024 09:29:34 GMT</pubDate>
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